Home Insurance

Homeownership is one of the most significant investments anyone can have. Your hard work and dedication lead to you becoming a homeowner and being the master of your domain. However, the hard-earned title of homeownership also comes with responsibilities. One of those is having home insurance.

At Paul Marsh Insurance, we ensure that Indiana homeowners are comprehensively covered. Here are a few reasons that home insurance should be the first thing on your list after purchasing a home.

Lenders Want Insurance

While homeowner’s insurance isn't required in Indiana, it is highly recommended. Most people don’t have a stash of money that will be enough to flat out purchase a house. So, home loans are usually a standard way to buy. However, many mortgage companies will require future homeowners to have home insurance to qualify for home loans. So, if you’re looking to purchase and want to meet a lender’s standards, be prepared to secure some coverage for the property.

Accidents and Disasters Happen

All over the country, unforeseen accidents and natural disasters happen — Indiana is no exception. Indiana is one of the states prone to tornadic activity, averaging about 22 tornadoes per year, according to the U.S. National Weather Service. Outside of natural disasters, homes can incur other types of damage that may require homeowners to pay a great deal of money to fix the problem. One of the best things about having home insurance is that it helps cover these costs if disaster strikes.

Let Us Help You

Paul Marsh Insurance is here to help Indiana homeowners protect one of their most important investments. We will help you protect your home and ensure that your policy has the best coverage. Don’t wait for something to go wrong. Protect your home now. Call us today.